How to Finance Your Cold Plunge Tub Purchase: Payment Plans and Options

Investing in a cold plunge tub can be a game-changer for your health and wellness routine. However, the upfront cost might seem daunting. Fortunately, there are several financing options available to help you spread out the payments and make this valuable investment more manageable. In this guide, we'll explore the various payment plans and options through ShopPay, PayPal, and Acorn, ensuring you find the perfect fit for your financial situation.

Why Consider Financing Your Cold Plunge Tub?

Cold plunges, also known as ice baths, have become increasingly popular for their numerous health benefits, including improved circulation, reduced muscle soreness, and enhanced recovery. If you're eager to experience these benefits but concerned about the cost, financing can be an excellent solution. Let's dive into the details of the available financing options.

ShopPay Financing: Get It Now, Pay Over Time

ShopPay offers a flexible financing option that allows you to split your purchase into manageable payments. Here's how it works:

1. Add Item(s) to Cart: Start by adding your desired cold plunge tub to your cart.
2. Enter Contact and Shipping Information: Fill in your details as usual.
3. Choose Shop Pay at Checkout: At the payment section, select "Shop Pay | Pay in full or in installments."
4. Select Your Payment Plan: You'll be redirected to the Shop Pay platform to choose your preferred payment plan.
5. Complete the Purchase: Confirm your information, select a card, and finish your purchase.

Payment Plans:

• Pay in 4: For purchases between $50 to $999, you can make interest-free payments every two weeks.
• Pay Monthly: For purchases between $150 to $30,000, you have options to pay monthly for 6 months at 0% APR or extend to 6-24 months at 10-36% APR.

Key Benefits:

• No impact on your credit score to apply.
• Flexible payment schedules.
• Secure and hassle-free checkout.

For more details on ShopPay financing, visit Havenly's ShopPay Financing.

PayPal Financing: Enjoy Now, Pay Later

PayPal offers two main financing options to suit your needs:

1. Pay in 4: Split purchases between $30 to $1,500 into four interest-free, bi-weekly payments. This option won't impact your credit score and has no late fees.
2. Pay Monthly: For larger purchases between $199 to $10,000, PayPal provides 6, 12, or 24-month payment plans with APRs ranging from 9.99% to 35.99%. There are no sign-up or late fees, and you can choose to repay early without penalties.

How to Use PayPal Financing:

• Choose PayPal at Checkout: Select PayPal and then pick the Pay Later option.
• Get a Decision in Seconds: Choose the installment plan that works for you.
• Make Payments Securely: Manage your payments in the PayPal app or online.

Key Benefits:

• Flexibility with no late fees.
• Purchase and fraud protection on eligible purchases.
• Easy and secure repayment methods.

For more information on PayPal financing, check out PayPal Financing.

Acorn Financing: Quick, Simple, and Secure

Acorn Finance provides a straightforward way to compare loan offers from top national lenders without impacting your credit score. Here's how it works:

1. Pre-qualify: Fill out an easy online form to check for pre-qualified offers with no impact on your credit score.
2. Select Offer: Compare terms and payment options to choose the best offer.
3. Finish Application: Complete the application process on the lender's website.
4. Receive Funding: Once approved, you can receive your funds within 1-2 business days.

Types of Loans:

• Personal Loans: Borrow money now and repay it over time with fixed monthly payments. These loans can be unsecured or secured.
• Personal Lines of Credit: Borrow from a preset limit and pay interest only on the amount you use.

Key Benefits:

• Competitive rates and extended repayment terms.
• No prepayment fees.
• Secure and quick online process.

For more information on Acorn financing, visit Acorn Finance.

Conclusion: Choose the Best Financing Option for You

Purchasing a cold plunge tub doesn't have to strain your finances. With options like ShopPay, PayPal, and Acorn, you can find a payment plan that fits your budget and needs. Whether you prefer bi-weekly, monthly, or flexible personal loans, there's a solution to help you make this wellness investment without breaking the bank.

FAQs

1. Can I use these financing options if I'm an international customer?

• ShopPay and PayPal financing are only available to customers with a United States billing address and phone number. Acorn Finance is also available primarily in the United States, with some exceptions.

2. Are there any late fees with these financing options?

• ShopPay and PayPal's Pay in 4 have no late fees. PayPal's Pay Monthly and Acorn Finance also don't charge late fees but missing payments could impact your credit score.

3. Can I pay off my loan early?

• Yes, all three financing options allow you to pay off your loan early without any penalties.

4. How long does it take to receive funding through Acorn Finance?

• After loan approval, funds typically arrive within 1-2 business days.

5. Are there any prepayment penalties?

• None of the mentioned financing options charge prepayment penalties.

Ready to take the plunge? Explore these financing options and make your cold plunge tub purchase today! For more information and to browse our collection, visit Havenly Cold Plunges.